Personal Banking Services

Personal Checking

• Unlimited check writing with no per check charge
• No monthly fee if you maintain an average balance of $500
• $100 initial deposit required

Legacy Checking

• No minimum balance required
• Unlimited check writing with no per check charge
• Free Legacy Checks
• Low monthly service charge of $6
• $100 initial deposit required

Free Checking

• Unlimited check writing with no per check charge
• Requires duplicate checks (cancelled checks not returned)
• Free Visa Debit or ATM cards (max. 2)
• $100 initial deposit required

Freedom Years

• Special privileges for people 55 and over
• No minimum balance or monthly service charge
• Free Freedom Years Checks
• Unlimited check writing with no per check charge
• $100 initial deposit required

NOW

• Competitive variable interest rate
• No service charge when you maintain a balance of $1,500 or more
• $6 service charge if your balance falls below $1,500
• $1,500 initial deposit required

Super NOW

• Earn a higher interest rate than NOW Account
• No service charge if you maintain a balance of $2,500 or more
• $6 service charge if your balance falls below $2,500
• $2,500 initial deposit required

ATM

• Convenient 24-hour access to your accounts
• Withdraw cash, transfer funds or inquire about your current balance at any Ultra, Plus, and Honor ATM across the country
• $1 a month fee

VISA Debit Card

• Convenient 24-hour access to your accounts
• Make purchases as you would with a check, the transaction amount is deducted directly from your checking account
• Withdraw cash, transfer funds or inquire about your current balance easily at any Ultra, Plus, and Honor ATM across the country
• $1 a month fee

Savings Account

• $25 to open
• Interest credited quarterly
• $5 service charge if balance falls below $25 any day of the quarter
• 6 free withdrawals per quarter
• $.50 per withdrawal over six

Kids Klub Savings

• Savings account for kids 12 and under
• Interest credited quarterly
• Special awards for saving
• No minimum balance
• 6 free withdrawals per quarter — $.50 per withdrawal over 6
• $5 to open

Money Market

• $2,500 minimum balance to open
• Interest credited monthly
• Unlimited deposits into your account
• $6 fee if balance falls below $2,500
• 6 withdrawals or transfers per statement cycle

Unlawful Internet Gambling Notice

• Effective immediately your account terms and conditions are amended to include the following:
• Restricted transactions as defined by Federal Reserve Regulation GG are prohibited from being processed through this account or relationship. Restricted transactions generally include, but are not limited to, those in which credit electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.

  Click here to find out about our long term savings services.